Equipment Breakdown Insurance for Manufacturers in 2026
Your commercial property policy pays for fire and storm but excludes the machine failing from the inside — motor burnout, electrical arcing, a seized compressor. Equipment breakdown coverage fills that gap, funding repair, lost income, and spoilage when critical equipment stops.
The Recall That Costs More Than the Product Line
One contaminated lot, one defective component, one regulator's letter — and the cost isn't the product, it's everything the product touches on the way back.
Your Biggest Business-Interruption Risk Is Someone Else's Plant
Insure your own four walls perfectly and still lose a quarter of revenue because a plant you don't own caught fire. Contingent BI is the fix.
The Ransomware Target Hiding in Your Plant Floor
A plant that can't run bleeds money by the hour, so it pays fast. Here's the gap between your property policy and your actual downtime.